Chesterfield, Wildwood and West St. Louis real estate and homes for sale in Missouri - Janice Freeman, REALTOR® Janice Freeman REALTOR(r) for Chesterfield, Wildwood and West St. Louis, Missouri real estate - NUMBER1EXPERT™ Janice Freeman NUMBER1EXPERT(tm) for Chesterfield, Wildwood and West St. Louis, Missouri real estate
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Janice Freeman, REALTORŪ, real estate agent and broker for Chesterfield, Wildwood and West St. Louis Missouri home listings, property and land for sale - NUMBER1EXPERT(tm)
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Local Info: Chesterfield, Wildwood and West St. Louis Missouri home buying, real estate listings, and homes for sale in St. Louis County, MO
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Chesterfield City Park
Chesterfield City Park


CHESTERFIELD

Incorporated in 1988
32 Square Miles
57,000 Residents
16,061 Households
ROCKWOOD and PARKWAY School Districts

Chesterfield Real Estate Market Conditions Report

CHESTERFIELD is a wonderful, family oriented community located approximately 25 miles west of downtown St. Louis. Chesterfield covers an area of over 33 square miles in suburban St. Louis County and has a population of approximately 47,000.

CHESTERFIELD is a progressive and affluent community and is noted for its excellent schools, wonderful neighborhoods, vibrant business community, recreation amenities, great shopping, and an abundance of restaurants!

SCHOOL DISTRICTS -- There are actually two excellent school districts that students living in Chesterfield attend.  PARKWAY SCHOOL DISTRICT and ROCKWOOD SCHOOL DISTRICT

Students living in the northern part of Chesterfield would attend schools in the  PARKWAY CENTRAL area of the district.

Students living in the eastern part of Chesterfield would attend schools in the PARKWAY WEST area of the district.

PARKWAY DISTRICT SCHOOL PROFILE AND MAP TEST RESULTS

Students living in the South and Central area of Chesterfield attend schools in the MARQUETTE HIGH SCHOOL area of ROCKWOOD SCHOOL DISTRICT.

Students living in the western area of Chesterfield would attend the  LAFAYETTE HIGH SCHOOL area of ROCKWOOD SCHOOL DISTRICT

ROCKWOOD SCHOOL DISTRICT REPORT CARD

CHESTERFIELD REAL ESTATE RECAP

The following is a 5 year analysis of sales of single family homes in the Chesterfield area. This will help you determine whether or not you would want to search for a home in Chesterfield.

PARKWAY CENTRAL

2004 2005 2006 2007 2008
# Sold 261 232 206 247 130
Low 189,000 152,000 200,000 140,000 167,500
High 700,000 888,000 725,000 995,000 1.250,000
Avg 324,066 337,872 355,209 352,439 360,830
Med 305,000 310,000 334,500 330,000 335,000
DOM 52 51 53 68 86
SP/LP 97.30% 97.18% 96.20% 95.90% 84.58%
Avg Appreciation 4.9% 4.3% 5.1% -0.8%


PARKWAY WEST 

2004 2005 2006 2007 2008
# Sold 98 93 90 81 59
Low 204,900 192,000 215,000 220,000 220,000
High 1,045,000 1,175,000 900,000 1,500,000 840,000
Avg 377,996 407,397 407,589 422,420 379,492
Med 308,750 324,900 343,200 370,000 329,000
DOM 41 47 53 69 90
SP/LP 97.99% 96.91% 97.21% 96.84% 96.59%
Avg Appreciation 8.7% 7.8% 0.4% 3.6%

MARQUETTE HIGH SCHOOL (ROCKWOOD) 

2004 2005 2006 2007 2008
# Sold 202 194 172 157 112
Low 219,900 215,000 202,000 195,000 188,000
High 1,190,000 2,526,078 1,995,000 2,200,000 1,787,500
Avg 476,405 509,790 518,752 537,194 539,663
Med 453,000 445,500 475,500 480,000 485,000
DOM 53 61 63 80 84
SP/LP 97.14% 96,37% 95.51% 94.84% 96.03%
Avg Appreciation 14.3% 7.0% 1.8% 3.6%

LAFAYETTE HIGH SCHOOL (ROCKWOOD) 

2004 2005 2006 2007 2008
# Sold 20 20 21 18 17
Low 468,000 503,000 550,000 260,000 250,000
High 1,410,000 1,400,000 1,160,735 582,500 1,500,000
Avg 763,875 777,611 795,256 468,083 817,616
Med 729,447 765,000 810,000 561,750 800,000
DOM 64 65 81 167 100
SP/LP 98.05% 94.81% 97.75% 95.16% 96.91%
Avg Appreciation 10.9% 1.8% 2.3% 3.6%

CONDO/VILLA RECAP 

The following is a synopsis of the condo/villa market in the Chesterfield area for 2007. 

 

Parkway
 Central

Parkway
West

 Marquette
(Rockwood)

 Lafayette
(Rockwood)

 Units Sold

 158

42

113

8

 High SP

 1,090,000

 971,205

 743,050

333,000

 Low SP

102,500

 130,000

 95,500

114,000

 Average SP

250,552

288,556

 204,435

219,313

 Avg. Days on Market

 80

102

 91

75

 SP/LP

 96.20%

 95.76%

97.13%

96.38%

Please feel free to contact me if you have any questions about the Chesterfield area, or any other community in the St. Louis or St. Charles areas. 

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Real Estate Tips
Financing Your Home >The Margin on an ARM

When you are shopping for an Adjustable Rate Mortgage, the important thing to consider is the margin. Each time your loan is adjusted, the new interest rate will be tied to an index of Treasury notes. The margin is the percentage point above that index where your rate will be set.

Let's suppose that you have a one-year ARM with a 2.5 margin. Your initial rate was 7.5%, and during the first year of the loan, the index of 1-year Treasury notes was at 6.25%. The rate for the second year of your loan would be adjusted to 8.75%. With a margin of 2.75, it would increase to 9%. Some lenders offer lower initial rates with higher margins. In this case, the subsequent rates could be higher after the first year, than if you chose a higher initial rate with a lower margin.

If you are confused by the various mortgage offers, ask a professional mortgage broker to sit down with you and show you how it works. Today the rates and different financial possibilities are so variable that it is a good idea to talk to a mortgage broker--they usually know where the best rates can be found.

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Real Estate Trivia
Q 
What did 75% of 10,000 buyers surveyed by the NAR list as their top reasons for selecting a Real Estate Professional?

A 
Knowledge of the housing market, knowledge of real estate practices and financing, and familiarity with neighborhoods.
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Janice Freeman, REALTORŪ, real estate agent and broker for Chesterfield, Wildwood and West St. Louis Missouri home listings, property and land for sale - NUMBER1EXPERT(tm)

Janice Freeman
Prudential Alliance, Realtors

17050 Baxter Road, Suite 200
Chesterfield, MO 63005
Direct: 636-530-4005
Toll Free: 1-800-738-0300x4005
Cell: 314-753-7852
Email: jmf@janicefreeman.com

I LOVE MY JOB! Plain and simple. I don't have a team, I work alone with excellent systems in place and a great company support staff. I love the one-on-one contact with my buyers and sellers. I've been licensed in Missouri since 1987. I've had 7 corporate moves, living on both the East Coast, the West Coast and places in between. I personally know the challenges and stress involved in moving. My goal is to give my clients the kind of service I would want to receive -- and have fun while doing it!

CRSGRIABReProREALTORMLSEqual Housing


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