Your home is probably the biggest purchase your family will ever make, and it involves many decisions that go beyond simply choosing one you like.
My experience and expertise can help make homebuying a less stressful process. I will treat you as I would want to be treated!
- I will LISTEN to you to determine your needs and wants.
- I will COUNSEL and EDUCATE you. Will we be able to find the type of home you want in the area you want in your price range?
- EDUCATE you about the type of market we are experiencing. Are we in a SELLERS market where homes are scarce but there are many buyers? Or, are we in a BUYERS market where the buyer has many homes from which to chose?
- Make sure you get PREAPPROVED (not prequalified) by a reputable lender. Your loan will actually be approved, subject to finding a home. This will make you a very strong buyer and it will let both you and I know what you can do financially.
- Complete an INITIAL SEARCH of properties that meet your criteria.
- Program you into our MLS to receive AUTOMATIC EMAIL UPDATES of homes that come on the market that meet some or all of your needs.
- SHOW you properties. The internet is a great resource, but you really need to get out and physically see homes, neighborhoods, areas. Homebuyers are comparison shoppers! This will help you know when you find the RIGHT home!
- Once you FIND the right home, prepare the CONTRACT. We have an 8 page contract that I know and understand. It is also important for you to know and understand that contract. I will take whatever time is needed to make sure you know what you signing! There are numerouse CONTINGENCIES (financing, inspections, title and survey, etc). I will explain these to you in detail.
- NEGOTIATE the contract. ADVISE you throughout this process. Keep in mind, you are the final decision-maker. I will respect the decision you make.
- When we have an ACCEPTED CONTRACT, I will INFORM you of your obligations and deadlines per the contract. Certain things must happen within a certain time period and it is my responsibility to insure that those deadlines are met!
- COMPARISON shop the Title Companies to insure a competitive rate on title insurance for you.
- ASSIST you with selecting a qualified BUILDING INSPECTOR to inspect the property. COORDINATE inspections -- building, termite, environmental.
- ATTEND the building inspection.
- REVIEW the building inspection with you and PREPARE the inspection notice which will inform the sellers of your concerns.
- NEGOTIATE the building inspection.
- INSURE that other contingencies within the contract are satisfied and deadlines met -- insurability, financing, title and survey, Laclede Gas Inspection, municipal inspections, etc.
- Provide you with information about MOVERS, if you are moving locally. My past buyers and sellers keep me informed of movers who do a good job.
- Assist you with the TRANSFER of UTILITIES.
- INSURE all repairs per the building inspection are completed and receipts/warranties are provided to us prior to the final walkthru.
- INSURE that the Home Protection Plan has been ordered (if one is to be provided) and information and confirmation provided prior to closing.
- Complete FINAL WALK THRU prior to closing.
- ATTEND closing to insure that all goes smoothly!
Let me represent your best interests in your search for a new home. While you can see a million homes on the web, actually buying your home is another matter entirely.
- NUMBER1EXPERT™ 
